To provide baseline security and simplify the initial setup process, Cobo Portal automatically activates a set of default transaction policies when the first Admin of a new organization activates their account. These policies are designed to cover common risk scenarios, reducing the complexity of initial configuration and minimizing potential gaps in coverage. There are standard default transaction policies applied to all organizations, and specific sets tailored for different customer profiles.

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General default policy set

This is the standard set of policies activated for most new organizations:
PriorityPolicy ContentPolicy TypeApplicable WalletsConditionAction
1 (High)High-value token transfer - approvalToken TransferAll walletsAny token with a price > 10,000 USD per txRequire 1 approval from Admins
2Regular token transfer - auto approvalToken TransferAll walletsAny token with a price <= 10,000 USD per txAuto approval
3 (Low)All transactions - auto rejectionGeneral PolicyAll walletsAny transactionAuto rejection
This configuration ensures that:
  • Large token transfers (> $10,000) require Admin approval.
  • Smaller token transfers (<= $10,000) are automatically approved.
  • All other transaction types (e.g., contract calls, message signing) are automatically rejected by default, requiring specific policies to be created if needed.

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Profile-specific default policy sets

For certain customer profiles with distinct operational needs, Cobo may activate a more tailored set of default policies.

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Default policy set for exchanges

This is the set of policies focused on common exchange security concerns:
PriorityPolicy ContentPolicy TypeApplicable WalletsConditionAction
1 (High)High-value token transfer approvalToken TransferAll walletsAny token with a price > 10,000 USD per txRequire 1 approval from Admins
2Web token transfer approvalToken TransferAll walletsInitiator is any web userRequire 1 approval from Admins
3Token transfer time-based limitToken TransferAll walletsAmounts across all wallets:
- Any token with a price > 100,000 USD in 1 hour
- Any token with a price > 500,000 USD in 24 hours		Require 1 approval from Admins
4Regular token transfer - auto approvalToken TransferAll walletsAny token with a price <= 10,000 USD per txAuto approval
5 (Low)All transactions - auto rejectionGeneral PolicyAll walletsAny transactionAuto rejection
In addition to the general policies introduced in the last section, this set specifically requires Admin approval for:
  • Any token transfer initiated from the Cobo Portal web interface.
  • Token transfers exceeding hourly or daily velocity limits.

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Default policy set for Web3 clients

This is a set of policies designed for clients with on-chain interaction requirements:
PriorityPolicy ContentPolicy TypeApplicable WalletsConditionAction
1 (High)High-value token transfer approvalToken TransferAll walletsAny token with a price > 10,000 USD per txRequire 1 approval from Admins
2Regular token transfer - auto approvalToken TransferAll walletsAny token with a price <= 10,000 USD per txAuto approval
3Contract call initiated from Tokenization app - auto approvalContract CallAll walletsTokenization app initiates a transactionAuto approval
4Regular contract call approvalContract CallAll walletsAny transactionRequire 1 approval from Admins
5 (Low)All transactions - auto rejectionGeneral PolicyAll walletsAny transactionAuto rejection

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Edit or delete default transaction policies

On the Transaction Policies page, under Operations, click > Edit or Delete next to the policy you want to modify or delete.
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