Skip to main content
Post-screening policies automatically handle transactions based on their screening results. Each policy defines when it should apply (criteria) and what action to take when it matches.

​
Post-Screening Policies interface

To access this feature:
  1. Log in to Cobo Portal
  2. Click the Apps icon to open Cobo Portal Apps
  3. Find and open Screening
  4. Click Post-Screening Policies
The Post-Screening Policies interface enables you to manage your post-screening policies.
  • CipherOwl
  • Elliptic
Post-Screening Policies when using CipherOwl as the AML provider:Manage Post-Screening Policies interface showing list of policies with edit and delete optionsYou can filter the policies by Direction, Risk, USD Amount, Decision, AML Provider, and Updated Time.

​
Create, edit, and delete policies

Select and configure your preferred AML provider in Settings first.

​
Create policies

  1. Go to the Post-Screening Policies interface.
  2. Click Create Policy.
  • Create Post-Screening Policy dialog when using CipherOwl:
Create Post-Screening Policy dialog when using CipherOwl
  1. Define policy criteria and action.
Policy criteria
Policy CriteriaOptionsDescription
Direction• Inbound
• Outbound		Transaction flow direction
RiskWhen using CipherOwl:
• Low
• Medium
• High		Risk classification from CipherOwl
Amount Range• Min Amount
• Max Amount		Transaction value range (in USD)
Policy actions
DecisionEffect on transaction
Approve• Inbound: Release funds
• Outbound: Allow to proceed
Approve with Alert• Inbound: Release funds + notification
• Outbound: Allow + notification
Reject• Inbound:
  • Flag transactions and freeze funds
    • Note: If you are using the auto token sweeping feature of MPC Wallets, frozen funds will not be included in the sweep operation.
• Outbound: Block transaction
• Risk notification is always sent
Manual Review• Inbound: Wait for manual review
• Outbound: Wait for manual review
Note: Manual review is manual assessment to determine whether to approve or reject it. It’s suitable for clients with sufficient compliance resources or those requiring more granular risk classification, allowing an additional review of transactions with unclear risk levels. The review result can be submitted via the WaaS API or through the Screening app interface.
  1. Click Submit to enable the policy.
When Screening has the scan results:
  • Due to overlap prevention rules, at most one policy will match any given transaction
  • A policy matches when the transaction’s direction, risk level, and amount range match the policy’s criteria
  • When a match is found, Screening executes that policy’s action
If no policy matches, the transaction is automatically approved. To ensure proper risk management, make sure to set up appropriate policies that cover all your transaction scenarios before using Screening.

​
Overlap prevention rules

The system prevents creation of overlapping policies. A policy cannot be created if it has all of the following in common with an existing active policy:
  • Same direction (Inbound/Outbound)
  • Same risk level
  • Overlapping amount range
For example:
Policy 1: Inbound + Medium risk + ≥ 500 + < 1000 USD (Valid)
Policy 2: Inbound + Medium risk + ≥ 400 + < 7000 USD (Invalid - amount range overlaps with Policy 1)
Policy 2: Inbound + Medium risk + ≥ 600 + < 700 USD (Invalid - amount range overlaps with Policy 1)
Policy 2: Inbound + Medium risk + ≥ 1000 + < 7000 USD (Valid - amount range does not overlap)
Policy 3: Outbound + Medium risk + ≥ 1000 + < 7000 USD (Valid - different direction)
The policy examples above are for illustration purposes only. Your actual policies should be tailored to your organization’s specific compliance requirements and risk management strategy.For CipherOwl, refer to CipherOwl’s Address Risk Score documentation or consult with their compliance experts via CipherOwl’s website.

​
Edit policies

  1. Go to the Post-Screening Policies interface.
  2. Click edit icon next to the policy you want to edit.
  3. On the Edit Post-Screening Policy dialog, make the necessary changes to the policy criteria and action (see Policy criteria and Policy actions).
  4. Click Submit.
The same overlap prevention rules apply when editing policies.

​
Delete policies

  1. Go to the Post-Screening Policies interface.
  2. Click delete icon next to the policy you want to delete.
  3. On the Delete Policy dialog, click Yes to confirm deletion.
Feel free to share your feedback to improve our documentation!