Tokenization simplifies how you issue, manage, and operate your own tokensā€”no technical expertise needed.

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Why issue your own tokens?

  • For asset/fund managers: Tokenize the art, antiques, or real estate funds you manage to easily fractionalize shares, attract global investors, and increase asset liquidity.
  • For stablecoin issuers: Quickly and securely issue and manage your own stablecoins to build an efficient and reliable settlement system for your ecosystem.
  • For exchanges: Tokenize traditional financial assets like stocks to offer innovative investment products to your users.

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Key features of the Tokenization app

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Versatile token creation

Design and issue tokens tailored to your business needs, covering a wide range of use cases from stablecoins and security tokens to the tokenization of real-world assets.

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Built on a secure foundation

We support token creation across multiple blockchain platforms with secure token standards:
  • CoboERC20 smart contract: Extends the standard ERC-20 with enhanced features for access control and lifecycle management. The contract has undergone professional security auditing by third-party firm BlockSec to ensure high security standards. See the Security Audit Report for CoboTokenization. Currently supported chains are ETH and BSC.
  • Solana Token-2022 Program: Built on Solanaā€™s native token standard, providing high-performance and low-cost token operations.
We also support API access, allowing you to programmatically manage token operations.

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Complete lifecycle management

Manage every stage of your tokenā€™s lifecycle through a single, intuitive interfaceā€”no coding required. Securely mint new tokens for issuance, burn them upon redemption, pause the contract in an emergency, and seamlessly upgrade it to add new features.

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Robust token access controls

Enforce compliance and security at the smart contract level. Set up token access controls to restrict token interactions to verified, eligible investors and a blocklist to prevent any interaction with unauthorized or suspicious addresses.

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Granular permission controls

Enhance your operational security by delegating specific permissions (from minting tokens to managing token access controls) to different team members.

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How it works

The Tokenization app supports operations through both MPC Wallets and Web3 wallets on Cobo Portal.
Unless otherwise specified, all screenshots shown below use EVM chain (CoboERC20 smart contract) as examples.

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1. Create your token

Easily create and issue your own tokens. You can also update token information as needed. Create token window1 Create token window2

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2. Manage token access controls and permissions

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Set up token access and blocklist

Use token access settings and blocklist to control who can interact with your tokens. Note that different token standards may have different logic.
  • Token access:
    • CoboERC20 smart contract: Itā€™s recommended to enable Restricted Access to activate an allowlist, limiting all token circulation exclusively to addresses that are on your allowlist AND not on the blocklist. CoboERC20 token access
    • Solana Token-2022 Program: After enabling address restrictions, newly created token accounts will be frozen by default, while existing accounts remain unaffected. You can authorize new accounts on the interface shown in the screenshot below to unfreeze them. Once unfrozen, these accounts can send and receive tokens normally, and tokens can only circulate between unfrozen addresses. If address restrictions are not enabled, tokens are publicly available on the market. Solana token access
  • Blocklist: Addresses on the blocklist are prevented from performing any token operations. blocklist

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Manage permissions

Different token standards have different mechanisms for permission management:
  • CoboERC20 smart contract:
    • Permissions can be assigned, modified, or removed during token creation and after creation
    • Supports assigning the same permission to multiple addresses
    • Permissions include administrative privileges, token minting, contract pausing, etc. CoboERC20 manage permissions
  • Solana Token-2022 Program:
    • Permissions can only be assigned during token creation; after token creation, permissions cannot be assigned or removed (only permission holders can transfer their permissions to other addresses); Permanent Delegate permissions cannot be modified once set
    • Each permission corresponds to only one wallet address
    • Permissions include token minting, account freezing, etc. Solana manage permissions

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3. Day-to-day operations

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Perform core lifecycle operations

  • Mint: Issue new tokens to increase the total supply, for example, when new investors subscribe.
  • Burn: Permanently remove tokens from circulation, for example, when processing investor redemptions.
  • Pause/Unpause: Instantly freeze or resume all token activities (transfers, minting, burning) to respond to emergencies or security threats. Mint token window

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Monitor activity

View detailed information on token holders and track a complete history of all operations for transparent oversight.

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Interact directly with the contract

For maximum flexibility and advanced use cases, you can interact directly with your tokenā€™s smart contract through a visual interface. This enables access to all contract functions beyond the main UI features. For detailed information about CoboERC20 and Solana Token-2022 Program contract capabilities, see Operating contracts.

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4. Risk controls

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Approval workflow

The Tokenization app has a built-in flexible approval workflow to ensure that token operations undergo proper review. It has preset approval workflows for core token operations, including minting, burning, pause/unpause, permission management, and other key operations. Token operations with approval workflow You can modify the conditions and corresponding actions of the approval workflow according to your business needs. Edit approval workflow
For more information about app approval workflows and detailed instructions, please refer to View and update approval workflows.
When a token operation is initiated, it will automatically enter the approval workflow. On the Execution History page, you can see that the operation status is Pending Approval. After approval is granted, the Tokenization app will construct the corresponding on-chain transaction.

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Transaction policies

After passing the app approval workflow, the operation enters transaction policy approval. The default risk control rules are as follows (listed in order of application):
  1. Contract calls initiated by the Tokenization app require approval from one Admin
  2. Large single withdrawals (> USD 10,000) require approval from one Admin
  3. Regular transfers that donā€™t match the above conditions are automatically approved
  4. All other transactions are automatically rejected
You can modify the rules according to your business needs.
On the Transaction Policies page, under Operations, click > Edit or Delete next to the rule you want to modify or delete.
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